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    Medical Condition

    Looking for cover for your existing medical conditions?

    Medical Screenings can be applied on all international policies. 

    Whether it's asthma or diabetes or an existing heart condition, simply tell us about your health during the checkout and we'll let you know if we can provide cover so you can travel with peace of mind.

    • Get a Quote
    • Compare Quotes and View PDS & TMD
    • Click the 'Continue Button'
    • Add any additional 'Options', if required, and click "Select" to continue. 
    • On this page, answer the medical questions and Medical Screening we'll let you know if we can provide cover for what additional premium. 

     

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    Cruise

    Activities

    Travel Insurance Saver may cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas, such as hiking, golfing, canoeing, hot air ballooning and more.

    To view more activities, please click through to Activities - Travel Insurance page. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 48 hour waiting period applies for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
     
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and domestically. 

    Children & Under 18's

    Cover is extended to include Your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of Your journey. It is a condition of cover that any accompanying children are noted on Your Certificate of Insurance.

    Child/Children must be the Children or Grandchildren of an Adult traveller that is on the same policy.

    If there is a child under 18 that is not a Child or Grandchild of an adult traveller on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical Cover

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

     

    • Cruising is covered as standard on all international policies. 
    • If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 
    • If the cruise only stops within Australia ports, please select ‘Australia - Cruise'

     

    Find out more about Cruise Travel Insurance.

    Motorcycle

    You must have a valid Australian and International motorcycle licence and be wearing a helmet. There are no cc limits that apply. Click on the link to find out more about Motorcycle Travel Insurance.

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in at any time and updating your policy.

    We have 4 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any Do Not Travel or Sanctioned countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers for regions that aren't include on your policy.

    School & Group Travel Insurance

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    OR

    Please click on Group Travel Insurance for more information.

    United States of America History

    The indigenous peoples of the U.S. mainland began arriving at least 12,000 and as many as 40,000 years ago. The pre-Columbian Mississippian culture, developed advanced agriculture.

    The European settlement of the Americas, resulted in many millions of indigenous Americans died from epidemics of imported diseases such as smallpox.

    In 1492, Christopher Columbus, under contract to the Spanish crown, reached several Caribbean islands, making first contact with the indigenous people. On April 2, 1513, Spanish conquistador Juan Ponce de León landed on what he called "La Florida"—the first documented European arrival on what would become the U.S. mainland.

    Spanish settlements in the region were followed by ones in the present-day southwestern United States that drew thousands through Mexico. French fur traders established outposts of New France around the Great Lakes; France eventually claimed much of the North American interior, down to the Gulf of Mexico.

    The first successful English settlements were the Virginia Colony in Jamestown in 1607 and the Pilgrims' Plymouth Colony in 1620.

    In 1674, the Dutch ceded their American territory to England; the province of New Netherland was renamed New York.

    By the turn of the century, African slaves were becoming the primary source of bonded labor. With the 1729 division of the Carolinas and the 1732 colonization of Georgia, the thirteen British colonies that would become the United States of America were established. Excluding the Native Americans the thirteen colonies had a population of 2.6 million in 1770.

    Though subject to British taxation, the American colonials had no representation in the Parliament of Great Britain.

    Tensions between American colonials and the British during the revolutionary period of the 1760s and early 1770s led to the American Revolutionary War, fought from 1775 through 1781.

    The United States Constitution was ratified in 1788, and the new republic's first Senate, House of Representatives, and president—George Washington—took office in 1789. The Bill of Rights, forbidding federal restriction of personal freedoms and guaranteeing a range of legal protections, was adopted in 1791.

    The Northern states abolished slavery between 1780 and 1804, leaving the slave states of the South as defenders of the "peculiar institution." Americans' eagerness to expand westward prompted a long series of Indian Wars and an Indian removal policy that stripped the native peoples of their land. The Louisiana Purchase of French-claimed territory under President Thomas Jefferson in 1803 almost doubled the nation's size. The War of 1812, declared against Britain over various grievances and fought to a draw, strengthened U.S. nationalism. A series of U.S. military incursions into Florida led Spain to cede it and other Gulf Coast territory in 1819. The United States annexed the Republic of Texas in 1845. The California Gold Rush of 1848–49 further spurred western migration.

    New railways made relocation easier for settlers and increased conflicts with Native Americans. Over a half-century, up to 40 million American bison, or buffalo, were slaughtered for skins and meat and to ease the railways' spread. The loss of the buffalo, a primary resource for the plains Indians, was an existential blow to many native cultures.

    Civil War and industrialization

    Tensions between slave and free states mounted with arguments over the relationship between the state and federal governments, as well as violent conflicts over the spread of slavery into new states. With the Confederate attack upon Fort Sumter, the American Civil War began and four more slave states joined the Confederacy. Lincoln's Emancipation Proclamation committed the Union to ending slavery. Following the Union victory in 1865, three amendments to the U.S. Constitution ensured freedom for the nearly four million African Americans who had been slaves.

    The 1867 Alaska purchase from Russia completed the country's mainland expansion. The Wounded Knee massacre in 1890 was the last major armed conflict of the Indian Wars. In 1893, the indigenous monarchy of the Pacific Kingdom of Hawaii was overthrown in a coup led by American residents; the United States annexed the archipelago in 1898. Victory in the Spanish–American War the same year demonstrated that the United States was a world power and led to the annexation of Puerto Rico, Guam, and the Philippines.

    At the outbreak of World War I in 1914, the United States remained neutral. In 1917, the United States joined the Allies, turning the tide against the Central Powers. After the war, the Senate did not ratify the Treaty of Versailles, which established the League of Nations. The country pursued a policy of unilateralism, verging on isolationism.


    The Wall Street Crash of 1929 triggered the Great Depression, and president Franklin D. Roosevelt responded with the New Deal, a range of policies increasing government intervention in the economy.

    On December 7, 1941, the United States joined the Allies against the Axis powers after a surprise attack on Pearl Harbor by Japan. As victory was won in Europe, a 1945 international conference held in San Francisco produced the United Nations Charter, which became active after the war.
    American troops fought Communist Chinese forces in the Korean War of 1950–53.


    A growing civil rights movement, led by African Americans such as Rosa Parks and Martin Luther King, Jr., fought segregation and discrimination. Following Kennedy's assassination in 1963, the Civil Rights Act of 1964 and Voting Rights Act of 1965 were passed under President Lyndon B. Johnson.

    As a result of the Watergate scandal, in 1974 Nixon became the first U.S. president to resign, rather than be impeached.

    The election of Ronald Reagan as president in 1980 heralded a rightward shift in American politics, reflected in major changes in taxation and spending priorities. His second term in office brought both the Iran-Contra scandal and significant diplomatic progress with the Soviet Union. The subsequent Soviet collapse ended the Cold War.

    The leadership role taken by the United States and its allies in the UN–sanctioned Gulf War, under President George H. W. Bush, and the Yugoslav wars, under President Bill Clinton, helped to preserve its position as a superpower. The longest economic expansion in modern U.S. history—from March 1991 to March 2001—encompassed the Clinton administration and the dot-com bubble.
    On September 11, 2001, al-Qaeda terrorists struck the World Trade Center in New York City and The Pentagon near Washington, D.C., killing nearly three thousand people. In response, the Bush administration launched a "War on Terrorism".

    On November 4, 2008, amid a global economic recession, Barack Obama was elected president. He is the first African American to hold the office.